Bybit charges several types of costs in addition to the headline “trading fee”: funding on many perpetual contracts, network fees on withdrawals, provider fees when you buy crypto with a card or bank rail, and product-specific fees (for example margin and options) that only apply if you use those products.
This guide summarizes what beginners actually pay on a normal spot or derivatives workflow, how the math works, and how rates move with VIP level. Numbers below follow Bybit’s public Trading Fee Structure for ordinary non-VIP (VIP 0) accounts as of the Help Center revision dated 2026-05-07—always confirm your live rates on My Fee Rate after identity verification, because fees can differ by region, product zone, and tier.
Fee categories at a glance
For most readers, the recurring costs to watch are: trading fees on each fill, funding if you hold perpetual positions across funding timestamps, and withdrawal network fees when you move coins on-chain. One-off or situational costs include third-party buy fees, fiat rail fees if your region has them, and margin / options liquidation-related fees if you use those products.
| Category | What triggers it | VIP 0 baseline (typical) |
|---|---|---|
| Trading fee | Filled spot / derivatives / options orders | Spot 0.10% maker & taker; Perpetual & Futures 0.020% maker / 0.055% taker; Options 0.020% maker / 0.030% taker |
| Funding | Holding perpetual positions at funding time | Rate changes by symbol and time; check each contract |
| On-chain deposit | Incoming crypto transfer | No platform deposit fee (network / sender costs may apply) |
| On-chain withdrawal | Outgoing crypto transfer | Flat fee depends on coin & chain (shown in UI) |
| Buy Crypto | Card / bank via providers | Shown per quote (provider-dependent) |
| Convert / swap | One-click convert or similar | Often no separate fee line; spread embedded in quote |
Trading fees: makers, takers, and options
Maker orders add displayed liquidity (for example many limit orders that rest on the book). Taker orders remove liquidity (for example typical market orders that match instantly). Taker fees are higher because the exchange incentivizes resting liquidity.
For non-VIP accounts, Bybit currently lists the following base percentages for standard crypto spot pairs and ordinary perpetual/futures products:
| Product (standard zones) | Maker | Taker |
|---|---|---|
| Spot (crypto↔crypto) | 0.100% | 0.100% |
| Perpetual & futures (ordinary contracts) | 0.020% | 0.055% |
| Options | 0.020% | 0.030% |
Special trading zones—fiat quote pairs, listed “adventure” segments, pre-market perpetuals, and similar—can use different schedules. If you trade those markets, open the fee tables inside the Help Center section titled Special Trading Zones instead of relying on the three rows above.
Fees are applied to the filled notional (roughly price × quantity for linear contracts, using the rules of that contract), not to your account balance by itself. Higher leverage lets you control larger notionals with the same margin, so fee cashflow can grow quickly even though the rate stays the same.
Funding on perpetual contracts
Funding is not the same as a trading fee. It is a periodic exchange of payments between longs and shorts designed to keep perpetual prices aligned with the broader spot market. When the rate is positive, longs pay shorts; when negative, shorts pay longs—check the sign on the trading page for your symbol.
Bybit states that funding is settled every few hours depending on each symbol’s funding interval. Many liquid contracts still use an 8-hour rhythm, but the exact timestamp series can differ by listing, and in stressed markets exchanges sometimes adjust intervals (for example stepping temporarily to hourly payments) to accelerate convergence—read the funding countdown on the instrument you actually trade.
Only positions open at the funding timestamp participate. If you close before the counted second, that interval’s funding does not apply.
Deposits, withdrawals, and conversions
Deposits
On-chain crypto deposits and internal transfers are described by Bybit as not carrying a platform deposit fee. You may still pay network congestion costs on the chain you use, and the sending wallet or exchange can charge its own withdrawal fee.
Buy Crypto (card / bank / third-party checkout) shows provider fees on the order preview. P2P typically has no Bybit transaction fee for the trade itself; payment rails can still charge you externally.
Withdrawals
Crypto withdrawals use a flat on-chain fee that depends on the asset and network you pick—compare options in the withdrawal dialog before confirming. Internal transfers between Bybit accounts are not the same as an on-chain withdrawal and do not carry that network fee pattern.
Converting between coins
If you use Bybit’s Convert / one-click conversion tools, you may see no separate “fee %” line; the quote embeds liquidity provider spread. If you instead trade on the spot order book, standard spot maker/taker percentages apply. Compare both paths when size is large because OTC-style pricing can activate for very large convert tickets.
VIP tiers and where to read your own rate
VIP level is determined from asset balance or 30-day trading volume (plus detailed rules for options, structured products, borrow metrics, etc.), whichever qualifies you higher. Levels refresh daily at 07:00 UTC, and subaccounts inherit the main account’s structure.
The Help Center publishes full stair-steps from VIP 0 through Supreme VIP (and separate tables for Pro participants and market makers). In practice you should bookmark Bybit’s My Fee Rate page after KYC: that screen reflects overrides, regional schedules, and any launched promotions that generic articles cannot see.
How to estimate fees (back-of-envelope)
Trading fee (first order only):
- Linear-style approximation:
Fee ≈ filled price × filled size × fee rate(use the maker or taker rate that actually applied). - Each leg of a round-trip can be maker or taker separately—plan for the worst case if you need a conservative budget.
Funding (single interval, illustration): multiply the position’s funding base (per contract specification) by the published funding rate for that interval. Because rates oscillate, traders often monitor the annualized figures shown on-screen rather than hand-calculating.
Liquidation: Bybit’s general fee article states no separate Bybit liquidation fee for standard perpetual and futures liquidation; losses come from position close mechanics and margin. Spot margin, crypto loans, and options can still charge liquidation-style fees per their product rules—open those help articles before enabling the mode.
Comparison mindset (global exchanges)
Headline taker rates on major offshore venues often cluster in the same ballpark for VIP 0 derivatives—differences show up in how quickly you can discount via volume, how aggressive promotions are, whether you mostly take liquidity (paying the higher number) or provide it, and how punitive funding can get in the specific altcoin you trade.
Instead of copying static “league tables” that go stale every quarter, export three live screens—your Bybit My Fee Rate page plus each competitor’s published standard tier—and compare the exact products you use (USDT perpetual vs inverse vs spot memecoin zones all differ).
Practical ways to keep more edge
- Know whether your order is maker or taker. Limit orders can still cross and become taker fills if price gaps through your level.
- Track funding independently of trading fees. One volatile weekend can dwarf a day of tight taker fees.
- Fund with on-chain transfers when practical to skip card spreads; pick a chain with sane congestion.
- Batch withdrawals so you pay one network charge per consolidation instead of many small ones.
- Climb VIP honestly via organic volume or balance—manufacturing volume for a badge usually destroys more edge than it saves.
