Exness Account Types | Spreads, Beginners & Raw vs Standard

Exness offers 5 account types, but with similar-sounding names and overlapping features, choosing the right one can be confusing. The key differences come down to minimum deposit requirements, spread vs commission structure, and execution method — and the best choice depends on your trading style, preferred instruments, and experience level.

This is a side-by-side Exness account-type comparison: real spread data, commissions, first-deposit thresholds, and execution differences — so you can choose Standard, Pro, Raw Spread, or Zero by trading cost, not by promotional language.

Exness Account Types Compared — 5 Accounts at a Glance

Exness accounts are divided into two groups: 2 Standard accounts (low barrier to entry) and 3 Professional accounts (lower trading costs but higher initial deposit). Here is a full comparison:

Feature	Standard		Professional
	Cent	Standard	Pro	Raw Spread	Zero
Initial Deposit	Depends on payment method and region		From $200 (region-dependent)
Execution	Market Execution		Instant / Market (conditions apply)	Market Execution
Avg. Spread (EURUSD)	1.0 pips		0.6 pips	0.0 pips
Commission	None			Up to $3.50/side	From $0.05/side (varies)
Lot Size	1,000 units	100,000 units
Min. Lot	0.01
Max. Lot	200	200
Instruments	Forex, Metals, BTC	Forex, Metals, Crypto, Energy, Indices, Stocks
Platforms	MT4 / MT5 / Web Trader / Exness App

Max. Leverage	2,000:1 — Unlimited
Stop-Out Level	0%
Stop Level	0 (all instruments)
Negative Balance Protection	Yes

Minimum Deposits Depend on Account Type, Region, and Payment Method

Standard and Standard Cent deposit minimums depend on the payment method and region. Pro, Raw Spread, and Zero initial deposits start from $200, with the applicable amount depending on your region. Check the requirement shown for your account in the Personal Area before funding it. See the official account-type overview and the conditions for Pro, Raw Spread, and Zero.

For subsequent deposits, use the minimum and maximum shown for the selected payment method in your Personal Area. Do not assume that a single $10 or $1,000 threshold applies to every account or deposit method.

Which Exness Account Has the Lowest Trading Costs?

There is no single lowest-cost Exness account for every instrument. Compare the spread and the full round-trip commission for the same symbol, position size, and trading time. A zero displayed spread does not mean a zero-cost trade.

Below is a spread + commission comparison across major instruments. In this table, EURUSD totals 0.6 pips on Pro versus 0.7 on Raw Spread, while XAUUSD totals 1.12 on Pro versus 1.1 on Raw Spread and Zero. Check current spreads and the commission for your exact symbol before choosing an account; live costs can differ from the figures below.

		Standard	Pro	Raw Spread	Zero
EUR USD	Spread	1.0	0.6	0.0	0.0
	Commission	0	0	0.7	0.7
	Total	1.0	0.6	0.7	0.7
XAU USD	Spread	2.0	1.12	0.40	0.0
	Commission	0	0	0.7	1.1
	Total	2.0	1.12	1.1	1.1
BTC USD	Spread	28.3	20	11.5	0.2
	Commission	0	0	4	16
	Total	28.3	20	15.5	16.2
US OIL	Spread	2.8	1.8	0.5	0.1
	Commission	0	0	0.7	1.25
	Total	2.8	1.8	1.2	1.35
US 30	Spread	7.3	4.5	2.3	0.5
	Commission	0	0	2	2
	Total	7.3	4.5	4.3	4.5

The Pro, Raw Spread, and Zero accounts have very similar total costs for most instruments. The main differences are in execution type and how costs are structured (spread-only vs spread + commission).

Execution Types: Instant and Market Execution on Pro Accounts

Instant Execution is available only on Pro accounts, but Pro is not limited to that execution type. Market Execution is also available when the account currency is USD, JPY, THB, CNY, IDR, or VND; cryptocurrency instruments use Market Execution. Standard, Standard Cent, Raw Spread, and Zero use Market Execution. Check the setting in your Personal Area or Exness Trade app.

Account	Execution	Key Traits
Pro	Instant / Market Execution (conditions apply)	Instant: requotes possible; Market: slippage possible
Standard / Cent / Raw Spread / Zero	Market Execution	No requotes, but slippage possible

Instant Execution executes at the requested price or returns a requote when that price is no longer available. You can accept or reject the new price. With deviation enabled, the fill can differ from the requested price within the allowed range. The execution type alone does not guarantee faster fills.

Market Execution executes at the current price when the order is processed, so slippage can occur. On MT4 Pro accounts, platform limitations mean requotes can still occur even when Market Execution is selected. MT4 may display the execution type as Instant regardless of the selected setting. See Exness’s official guides to order and execution types and requotes.

For a deeper explanation, see our guide on how STP execution works in forex.

Raw Spread vs Zero Account — What’s the Difference?

The key difference between Raw Spread and Zero is how trading costs are split between spread and commission:

• Raw Spread: Offers low spreads (not always zero) with a commission of up to $3.50 per side per lot, depending on the instrument. Include both opening and closing commission when comparing the total cost.
• Zero: Guarantees 0.0 pip spread on ~30 selected instruments for 95% of the trading day, but charges a variable commission per instrument (from $0.05 to $600+ per side per lot depending on the pair).

Compare Raw Spread and Zero using the instruments you actually trade. Zero combines zero spread on selected instruments during specified periods with instrument-specific commission; Raw Spread combines a variable spread with a separate commission. Either can be cheaper depending on the symbol and market conditions.

Instrument Availability by Account

	Standard / Pro	Raw Spread / Zero	Cent
Forex Pairs	96	73	34
Metals	15	13	2
Crypto	11		1*
Energy	3		—
Stocks	97		—
Indices	10		—
Total	232	207	37

Standard and Pro accounts offer the widest instrument selection. Note that the Cent account is limited to forex pairs, metals, and BTC only.

Cent Account Uses 1/100th Lot Size

The Standard Cent account uses 1,000 units per lot (compared to 100,000 for all other accounts), making it ideal for micro-trading with minimal risk. At the minimum trade size of 0.01 lots, you’re trading just 10 units of currency.

Unlimited Leverage on All Accounts

Exness offers unlimited leverage on all account types, provided you meet three conditions:

1. At least 10 closed trades (excluding pending orders) on your live account
2. At least 5 lots traded in total
3. Account equity below $5,000

Once these conditions are met, you can set your leverage to unlimited from the Personal Area. Leverage restrictions apply during major economic releases and market open/close periods.

Swap-Free Trading on All Accounts

Exness provides swap-free trading across all account types, meaning you can hold positions overnight without swap charges. Swap-free status has two tiers:

• Extended swap-free: A wider range of instruments qualify for zero swap (default for most new accounts)
• Standard swap-free: Fewer instruments qualify (accounts may be downgraded if swap costs to Exness become too high)

Which Exness Account Type Should You Use on MT5?

Every Exness live or demo account can be opened on MetaTrader 5 (MT5) from the Personal Area—you choose the platform when you create the account. MT5 does not use the same login as an MT4 account; if you only have MT4 today, add a new MT5 account instead of reusing the old number. Platform choice (MT5 vs Web Terminal) is separate from account type.

After you open (or add) an MT5 profile in the Personal Area, continue with our Exness MT5 login guide for download, server name, and login troubleshooting. New to Exness? Start with how to open an Exness account, then open an MT5 account in the Personal Area.

Which Exness Account Type Should You Choose?

Here’s a practical decision framework to help you pick the right Exness account based on your situation:

Standard Account — Best for First-Time Exness Users

The Standard account is the most popular Exness account and the best starting point for most traders. The deposit minimum depends on your payment method and region. Trading commissions are not charged; instrument availability, leverage, and swap-free eligibility depend on the applicable account conditions.

• Access to all 232 tradable instruments
• Commission-free — costs come from spreads only
• Wider spreads compared to Professional accounts
• Market Execution

Best for: Beginners, traders who want simplicity, anyone trying Exness for the first time.

Standard Cent Account — Best for Micro-Trading

The Cent account lets you trade as small as 10 units of currency (0.01 lots × 1,000 units/lot), allowing strategy testing with smaller real-money positions. Smaller lot sizes reduce exposure, but leverage and adverse price moves can still cause losses.

• 1 lot = 1,000 units (1/100th of a standard lot)
• Limited to forex pairs, metals, and BTC
• Base currency options limited to 6 (USC, EUC, AUC, CAC, CHC, GBC)
• Same spreads as the Standard account

Best for: Complete beginners practicing with real money, strategy testers who want live market conditions without demo limitations.

Pro Account — Best for Scalpers Who Want No Commission

The Pro account offers commission-free trading with Instant Execution or, under specified conditions, Market Execution. Instant Execution can return requotes; Market Execution can involve slippage. Choose the execution setting that suits your order handling rather than assuming that Pro guarantees zero slippage.

• EURUSD average spread: 0.6 pips (no commission on top)
• Instant or Market Execution, subject to the account currency and instrument
• Requotes possible during high volatility
• Initial deposit from $200, depending on region; later deposit limits depend on the payment method

Best for: Experienced scalpers, traders who prioritize execution speed, anyone who dislikes paying separate commission fees.

Raw Spread Account — Low Spreads with a Separate Commission

The Raw Spread account combines low variable spreads with a separate trading commission. Commission is up to $3.50 per side per lot, depending on the instrument. Compare the full round-trip cost with Pro and Zero for each symbol instead of assuming that Raw Spread is always cheaper.

• Total cost depends on the instrument, live spread, and round-trip commission
• Commission-free on US stocks (lower cost than Pro for stock CFDs)
• Spreads can widen during off-peak hours (unlike Zero’s fixed 0.0)
• Market Execution

Best for: Traders who want the cheapest costs across multiple asset classes, gold (XAUUSD) traders, CFD traders.

Zero Account — Best for Major Currency Pair Traders

The Zero account locks the spread at exactly 0.0 pips on ~30 selected instruments (mostly major and cross currency pairs) for 95% of the trading day. All costs come from the per-instrument commission.

• Zero spread on selected pairs: EURUSD, GBPUSD, USDJPY, AUDUSD, NZDUSD, USDCAD, USDCHF, and ~18 more
• Spread stays at 0.0 even during volatile sessions
• Commission varies by instrument — major pairs are cheap, exotic instruments can be expensive
• Market Execution

Best for: Major currency pair specialists, traders who trade during high-spread periods (early morning, late night), anyone who wants predictable spread costs.

Tip: You can open both a Zero account for major pairs and a Raw Spread account for everything else — Exness allows multiple accounts under one profile.

After choosing an account type, continue with the Exness account opening guide, then the deposit guide and withdrawal guide.

Frequently Asked Questions — Exness Account Types